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Which Large Cap TSX Stocks are Most Dangerous or Most Atractive? - Use Short...
Unlike stock analysts or media pundits (bloggers included!) who only take a hit to their credibility when their stock recommendations go wrong, short sellers (see short sale definition on Investopedia)...
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Last Chance in 2014 to Avoid Large Potential Tax Hit on Reinvested...
At the end of last week the Canadian ETF providers were announcing the expected reinvested distributions on their ETFs for 2014. This year, there seem to be a lot of very high amounts, which could...
View ArticleInvesting Advice from Astronaut Chris Hadfield's Guide to Life on Earth
We'll admit it straight off. In his excellent book An Astronaut's Guide to Life on Earth, Canadian astronaut Chris Hadfield gives absolutely no direct advice about investing. What follows is our own...
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Which Canadian Companies are Earnings Steamrollers?
Earnings, i.e. profit, is the lifeblood of companies. It is what sooner or later drives stock prices and enables dividends. As in everything else in life, some companies perform better than others....
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Model Portfolios - 2014 Return and Risk Performance
2014 was a good year for investors holding any one of a selection of balanced, diversified model portfolios (One-Stop, Lifelong, Simple and Couch Potato, Swensen Seven and Smart Beta, Permanent...
View ArticleTaxes 2015: Links & Resources for Canadians Filing 2014 Income Tax Return
Tax season is starting. The Canada Revenue Agency will soon open up the NETFILE online electronic tax filing service to receive returns electronically. It's time for Canadian investors to start getting...
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Best and Worst Canadian CEO Pay from the Investor Viewpoint
The recently released All in a Day's Work? - CEO Pay in Canada by Hugh Mackenzie questioned whether CEOs should be paid so much, especially in relation to the pay of an average worker. Others like...
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Retirement Investing - How an Annuity Complements an Equity-Fixed Income...
Retired investors face a challenging set of financial and investing risks. Several are not faced by those in the accumulation stage of life and are unique to the retirement withdrawal phase....
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Buying a Life Annuity - Tips
When buying a Life Annuity it is especially important to get the best deal since it is a one-time decision that lasts a lifetime. Here are some points to consider in making the purchase.1) Shop around,...
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Is it Worthwhile to Wait for Higher Interest Rates to Buy an Annuity?
Payouts on annuities are at all-time lows these days. The same lump sum payment buys a much smaller lifetime income than it did ten or fifteen years ago. The main culprit is the steady fall in interest...
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Surprise! Equities can Outdo Bonds for Cash Distribution Attractiveness
October 2015 Update: The same pattern described in the original article below has continued. Equity distributions have continued to rise while bond distributions in the XBB ETF are still falling. A few...
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How Much do Interest Rates Need to Rise for Deferral of Annuity Purchase to...
When interest rates are higher, annuity payouts are higher. The big question is, exactly how much would interest rates need to rise in order to justify deferring the purchase of an annuity? Not that...
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Long Term Interest Rate Outlook: Persistently Low
In our last post we explored how much interest rates would need to rise to justify holding off purchasing an annuity by five years. It wasn't much - depending on present age, sex and assumptions about...
View ArticleRetirement Risks - Unexpected Events: Family Trouble, House Repairs,...
Bad things with significant negative financial effects can and do happen in retirement, not just occasionally but often. The 2015 survey by the Ontario Securities Commission Financial Life Stages of...
View ArticleESG, a good idea gone bad
Some years ago we praised the assessment of Environmental, Social and Governance (ESG) factors to evaluate potential investments. Now we unfortunately must say, forget it, don't do it. Whether you are...
View ArticleWind blows away capital, Solar burns it away, EVs run down the juice
In his recent post on WUWT Why are Renewable Equipment Companies Such Poor Investments? Steve Goreham shows us that virtually no publicly traded companies making wind and solar equipment, electric...
View ArticleA Modest Proposal for preventing seniors in Canada from being a burden to...
It is a melancholy object spectacle to those, who walk through this great town Canadian cities, or travel in the country, when they see the streets, the roads homeless shelters, and cabin doors old age...
View ArticleThe Reluctant Investor's Lifelong Portfolio - a Portfolio Inspired by, and...
"Everything should be made as simple as possible, but not simpler." Albert EinsteinIn a 30 May 2014 post we defined what a portfolio for a reluctant investor should do, and reviewed several...
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